MYCHECK LLC, a New York limited liability company ("Company", "us", "our" or "we") respects your privacy and works hard to protect your personal information. We want you to understand what information we collect, how we may collect, store, use and protect any personal information, and under what circumstances we may disclose it.
1.1. The Information We Collect
1.1.1. Personal Information. When you register for your Account (whether directly through the Application and/or through any other application or software which is incorporating MyCheck) and/or use Mycheck, we collect personally identifiable information about you, ONLY if you voluntarily choose to provide it yourself. Such information may include (for example) your: name, E-mail address, area of interest, address, phone number and any other related information (“Personal Information”)., including information relating to your shopping preferences, e.g. the items purchased at certain business, average purchase price, favorite items (including per certain Merchant) and other identifiable information relating to your shopping preferences (“Personal Information”).
1.1.2. Anonymous Information. When you use MyCheck, we may gather anonymous information such as your account transactions, device location, and sometimes information about your computer or access device. This information does not personally identify you but may be helpful for us to improve MyCheck (“Anonymous Information”).
1.2. How We Collect the Information
1.2.1. Cookies. It is important for us to track how our Website is used, and we (or our service providers) may place “cookies” on your computer or device. Cookies are small data files that identify you when you use MyCheck. You have the option to decline our cookies by using your browsers settings tools, but this may interfere with your use of MyCheck.
1.2.2. Log File Information. Log file information is automatically reported by your browser each time you access a web page. When you register with or view our Website, our servers automatically record certain information that your web browser sends whenever you visit any website. These server logs may include information such as your web request, Internet Protocol (“IP”) address, browser type, referring / exit pages and URLs, number of clicks, domain names, landing pages, pages viewed, and other such Information.
1.3. How We Use The Information. Any of the information we collect from you may be used in one of the following ways:
1.3.1. We may use non-personally identifiable information of you in order to improve the quality of MyCheck and customize your user experience.
1.3.2. We may use certain information about you, without identifying you as an individual to third parties, for purposes such as analyzing how MyCheck is used, diagnosing service or technical problems, maintaining security, and personalizing content.
1.3.4. Personal Information collected may be used to provide users with further information and updates with regards to MyCheck, as well as sending you marketing messages relating to MyCheck that may be of interest to you. We may do this electronically, for example by email, text or messages through the Application or on the Website or by telephone or by post. You may tell us at any time if you do not wish to receive marketing message from us by contacting us at email@example.com or by following any instructions we may include in the message we send to you. For example, a STOP message will appear at the foot of marketing text or email messages we send you.
1.4. Sharing Personal Information
1.4.2. We may share your Personal Information with the following:
- other companies within the Company and our relationship partners;
- companies and organizations who provide a service to us or are acting as our agents (including their sub-contractors), on the understanding that they will keep the information confidential;
- companies and organizations that assist us in processing transactions made via MyCheck (including but not limited to payment processing service providers);Merchants, if compliant with applicable data protection laws and only with information relating to the purchases conducted by you from such Merchants;
- any third party as a result of any restructure, sale or acquisition of any company within My Check, provided that any recipient uses your information for the same purposes as it was originally supplied to us and/or used by us.
- Law enforcement authorities or government representatives who may require us to share information in order to comply with court order and other legal mandates, or when we believe that disclosure is necessary to report suspicious activities, prevent physical harm, financial loss, or violations of our agreements and policies.
- Other third parties, subject to your prior consent or direction.
1.4.3. If we transfer your information in accordance with Section 1.4.2 (b) above to a person, office, branch or organization located in another country, we will make sure that they agree to apply the same levels of protection as we are required to apply to your information and, where appropriate, to use your information strictly in accordance with our instructions.
1.4.5. If false or inaccurate information is provided or fraud is suspected, details may be passed to fraud prevention and credit reference agencies. Law enforcement agencies may access and use this information. The information recorded by fraud prevention agencies may be accessed and used by organizations in the US and in other countries.
1.4.6. We will retain information about you after your registration for MyCheck is cancelled, or if your application is declined or abandoned, for as long as permitted for legal, regulatory, fraud and other financial crime prevention and legitimate business purposes.
1.5. Compromise of Personal Information. In the event that personal information is compromised as a result of a breach of security, Company will promptly notify those persons whose personal information has been compromised, by email notice, or as otherwise required by applicable law.
1.6. Your Choices About Your Information.
1.6.1. You may, of course, decline to submit personally identifiable information through MyCheck, in which case Company may not be able to provide certain services to you. You may update or correct your Account information at any time by logging in to your Account. You can review and correct the information about you that Company keeps on file by contacting us as described below.